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The activities of our Wealth and Asset Management Services division are divided into three categories: Asset Management, Investment Management and Cash Management.
The core of our Wealth and Asset Management services is to help reduce risk while preserving our clients’ wealth over time. This is achieved through our investment discipline and hardwork of our specialized investment managers.
Asset Management
Asset Management generates management fees by providing investment advisory services to a diverse client base of institutions and individuals. Assets under management include Real Estate, Fixed Income securities, Equities, and other alternative investment funds.
The Northbridge Asset Management is stratified into three classes:
 Discretionary Investment Management : This service is provided by our team of experienced investment bankers who will see to the day-to-day decision making and management of clients' investments, pursuing a traditional, time-proven and fundamental investment approach, where the asset mix is regularly monitored and reviewed within the scope of the client's current objectives and changing financial markets, and keeping the client abreast as regards progress of his/her portfolio with a quarterly review report. Under this management strategy Northbridge accepts all liabilities regarding the investment and guarantees a minimum percentage (%) return (MPR) at the expiration of the tenure of the investment. However, minimum time duration of not less than twelve months and a minimum of N 5 m (five million naira) only are approved by management for this form of Asset management.
Semi-Discretionary Investment Management : Some investors feel that they have the time, training and temperament to handle and maintain a successful investment plan themselves or in a combination with trusted investment professionals, in view of this the day-to-day decision making and management of the clients portfolio will be done by both the client and our firm. Under this strategy, Northbridge accepts only part liability and return on investment are shared equally between the client and our firm.
Non- Discretionary Investment Management : Investors often want to be participants in the investment process by deciding which stocks or funds to buy for their portfolios, such decisions are what make investing exciting for many investors. Under this strategy, investors manage their portfolios directly without any assistance from our firm. Our firm does not bear any liability concerning this form of investment and acts on the client or investor's mandate and takes commission on transactions only. The entire investment returns, risks and liabilities are solely for the client or investor.
Investment Management
Investment Management includes prime brokerage, financing services and securities
lending, and our matched book businesses, all of which generate revenues primarily in the form of spreads or fees.
Cash Management
With Globalization taking center stage in affairs in today's competitive marketplace, prudent management of cash flow can make the difference between success and failure, Northbridge offers solutions that give its clients optimum control over this vital asset. Irrespective of your business terrain you are assured of achieving your financial goals.
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